LIC ADO english solved paper 2009

L.I.C. (ADO) Exam English Solved Paper 2009
Directions—(Q. 1–10) Read the following passage carefully and answer
the questions given below it. Certain words are given in boldto help you
to locate them while answering some of the questions.
Politicians and generals talk of military strategies and manoeuvers but
something completely different is needed. Stability will come only when
economic opportunities exist, when youth can find jobs and support
families rather than seeking their livelihood in violence. Peace can only
be achieved with a withdrawal of foreign troops, sanctions and peace-
keepers and the arrival of jobs, productive farms and factories,
healthcare and schools. Repeatedly the fragile peace in impoverished
countries has broken down because of the lack of economic follow-up.
Despite promises of aid, the actual record of international aid to post
war reconstruction is deficient.
Once the war ends agencies involved in post war relief efforts fail to
understand how to start or restart economic development in a low
income setting. They squander time, surplus aid funds and opportunities
because they are not familiar with local conditions and do not under-
stand their point of view. There are distinct phases of outside help to end
a conflict. In the first phase focus is on providing food, water, shelter
and medicine to refugees i.e., humani-tarian. In the second, emphasis is
on the refugees returning home while in the last phase long term
investments and strengthening of courts is the main focus.
However once a conflict is over aid agencies sanctioned by the World
Bank send study groups instead of requisite personnel. There is a gap of
several years before moving from humanitarian relief to economic deve-
lopment. By the time such help arrives the war has restarted. It is
possible to restart economic develop-ment through targeted ‘quick
impact’ initiatives. Most economies in post conflict countries are based
on agri-culture. Providing free packages of seeds, fertilizers and low
cost equip-ment quickly will ensure that former soldiers will return to
their farms and establish their livelihood. But the window of opportunity
closes quickly and one has to implement these measures almost
immediately.
1. Which of the following is a reason, post conflict reconstruc-tion
efforts have failed ?
(A) Aid organizations do not understand issues from the pers-pective of
the poor
(B) Rapid economic develop-ment in low income countries
© World Bank studies are not valid
(D) International aid organiza-tions become too involved in
reconstruction efforts
(E) None of these
2. Where does the problem lie in implementing post war relief
measures ?
(A) Aid agencies fail to study the situation
(B) Economic development measures are too rapid
© Focus on economic deve-lopment not humanitarian aid
(D) Lack of funds to implement programmes
(E) Lack of essential and quali-fied personnel
3. According to the author how can political stability be achieved ?
(A) Increasing the number of foreign troops in areas of conflict
(B) Depending more on foreign aid
© Following recommendations given by the World Bank
(D) Providing economic oppor-tunities
(E) None of these
4. Which of the following is not true in the context of the pas-sage ?
(A) Focus in the first phase of a war is on providing humani-tarian aid
(B) Sanctions are not a means to ensure peace
© Adequate time must be taken to plan and implement quick impact
strategies
(D) Providing employment to the younger generation will prevent wars
(E) Focus on delivering justice through courts should be in the last
phase of conflict aid
5. How can economic development be restarted in an impoverished
country ?
(A) Long term studies should be commissioned
(B) Retaining soldiers in the army to ensure law and order
© Restrict number of aid agencies to avoid waste
(D) Focusing on agricultural ini-tiatives
(E) Deploying peace keepers in the country
6. What is the benefit of ‘quick impact’ aid ?
(A) Soldiers earn income from the army and their farms
(B) Providing alternate liveli-hood to soldiers before war can restart
© Free land is given to soldiers
(D) Price of equipment is low
(E) None of these
Directions—(Q. 7 and 8) Choose the word that is most nearly the same
in meaning as the word printed in bold as used in the passage.
7. exist
(A) live (B) fit
© create (D) occur
(E) survive
8. squander
(A) lavish (B) spend
© displace (D) lose
(E) misuse
Directions—(Q. 9 and 10) Choose the word which is most opposite in
meaning of the word printed in bold as used in the passage.
9. fragile
(A) weak (B) lasting
© long (D) strong
(E) unstable
10. deficient
(A) surplus (B) valued
© short (D) secure
(E) repaired
Directions—(Q. 11–15) Rearrange the following sentences (A), (B), ©,
(D), (E) and (F) in the proper sequence to form a meaningful paragraph
and then answer the questions given below it—
A. Strict obedience to these rules is called discipline.
B. In the same way, a society where rules are not followed cannot
survive for long.
C. Only then a society can be run in an orderly fashion.
D. A society can exist properly only when men living in it agree upon
certain rules of conduct.
E. For example, if the people on the road do not obey traffic rules there
will be complete disorder and con-fusion.
F. Students must obey their teachers, children their parents, citizens the
laws and so on and so forth.
11. Which of the following is the fifth sentence ?
(A) A (B) B
© C (D) E
(E) F
12. Which of the following is the sixth (Last) sentence ?
(A) A (B) B
© C (D) D
(E) E
13. Which of the following is the second sentence ?
(A) A (B) B
© C (D) D
(E) E
14. Which of the following is the first sentence ?
(A) A (B) B
© C (D) D
(E) E
15. Which of the following is the third sentence ?
(A) A (B) B
© C (D) E
(E) F
Directions—(Q. 16–20) Pick out the most effective word from among the
given words to fill in the blank to make the sentence meaningfully com-
plete.
16. She did not like to…………her decision like a dictator on her
subordinates.
(A) divulge (B) prompt
© enforce (D) deploy
(E) make
17. People unfortunately………that money brings happiness.
(A) assume (B) deny
© object (D) rely
(E) conscious
18. The public have………a protest against the new rules of the budget.
(A) organize
(B) demonstrated
© compiled
(D) pursued
(E) launched
19. Sarojini Naidu will always be remembered for her……… to the national
cause.
(A) blessing
(B) involvement
© pursuit
(D) dedication
(E) command
20. Poverty has to be………and the basic necessities of life should be
made available to everyone.
(A) destroyed (B) eliminated
© finished (D) magnified
(E) considered
Directions—(Q. 21–25) In each of these questions, two of the words are
related in some way i.e., they are similar or opposites. Pick out the
option which represents that pair.
21. 1. moderate 2. easy 3. significant 4. strenuous
(A) 2–4 (B) 1–2
© 1–3 (D) 2–3
(E) 3–4
22. 1. focus 2. trivial 3. vital 4. site
(A) 1–2 (B) 2–4
© 1–3 (D) 3–4
(E) 2–3
23. 1. defer 2. dispute 3. prefer 4. challenge
(A) 2–3 (B) 1–3
© 2–1 (D) 2–4
(E) 3–4
24. 1. consequence 2. potential 3. influence 4. ability
(A) 4–3 (B) 2–4
© 2–3 (D) 1–3
(E) 4–1
25. 1. rebuke 2. oppose 3. praise 4. distrust
(A) 1–2 (B) 2–3
© 1–3 (D) 3–4
(E) 2–4
Directions—(Q. 26–35) In the following passage there are blanks each of
which has been numbered. These numbersare printed below the passage
and against each five words are suggested, one of which fills the blank
appropriately. Find out the appropriate word in each case.
Delinking of jobs from degrees is one of the …(26)… features of our
education …(27)…. There has been a …(28)… fall in …(29)… in the acade-
mic field in recent years. There is a …(30)… of degree holders in the
country, as a result, university degrees have …(31)… their value and
charm while the number of students in colleges and universities of the
country has been …(32)… rising. Consequently thousands of graduates
and post graduates come out of these institutions and stand in queues
waiting to get some …(33)… jobs …(34)… in the country. Moreover, these
degree holders do not have any technical or vocational knowledge
needed for a particular job. As a result, the number of educated
unemployed has been rising …(35)…. It has created a very serious
problem.
26. (A) minor
(B) trivial
© unachievable
(D) irrelevant
(E) salient
27. (A) process
(B) policy
© development
(D) guideline
(E) procedures
28. (A) expected (B) sheer
© rough (D) steep
(E) gentle
29. (A) assessment
(B) evaluation
© competence
(D) fees
(E) value
30. (A) flood (B) class
© party (D) mob
(E) rabble
31. (A) mislaid (B) lost
© increase (D) found
(E) establish
32. (A) slowly (B) hastily
© deeply (D) waiting
(E) out
33. (A) suitable (B) remain
© study (D) live
(E) place
34. (A) frequency
(B) occurrence
© event
(D) chance
(E) blocking
35. (A) fever (B) outshine
© lean (D) dwarfed
(E) horribly
Answers
1. (A) 2. (A) 3. (D) 4. (E) 5. (D)
6. (E) 07. (D) 8. (B) 9. (D) 10. (A)
11. (D) 12. (A) 13. (A) 14. (E) 15. (E)
16. © 17. (A) 18. (E) 19. (D) 20. (B)
21. (A) 22. (E) 23. (B) 24. (B) 25. ©
26. (E) 27. (B) 28. (D) 29. © 30. (A)
31. (B) 32. (B) 33. (A) 34. (D) 35. (E)

Lic ADO APPENTICE DEVELOPMENT OFFICER PAPER of english 2010

English Language
Directions—(Q. 1–5) Each sentence has one or two blanks. Choose the
word or set of words that best completes the sentence meaningfully.
1. He went to the library ……… to find that it was closed.
(A) seldom
(B) never
© only
(D) solely
Ans : ©
2. The ties that bind us together in common activity are so ………that they
can disappear at any moment.
(A) tentative
(B) tenuous
© consistent
(D) restrictive
Ans : (B)
3. Her reaction to his proposal was ………. She rejected it ……….
(A) inevitable–vehemently
(B) subtle–violently
© clever–abruptly
(D) sympathetic–angrily
Ans : (A)
4. His ……… directions misled us we did not know which of the two roads
to take.
(A) complicated
(B) ambiguous
© narrow
(D) fantastic
Ans : (B)
5. It would be difficult for one so ……… to believe that all men are equal
irrespective of caste, race and religion.
(A) emotional
(B) democratic
© intolerant
(D) liberal
Ans : ©
Directions—(Q. 6–10) In each of the following sentences four words or
phrases have been bold. Only one bold part in each sentence is not
accepted in standard English. Identify that part and mark its letter (A),
(B), © or (D) in your as answer.
6. Gaze for a thing (A) that are not (B) available easily © in the country
is a universal phenomenon. (D)
Ans : (B)
7. It is foolish to be expecting (A) one person to be like another (B)
person, for © each individual is born (D) with his characteristics traits.
Ans : (A)
8. The tendency to believe (A) that (B) man is inherently dishonest is
something © that will be decried. (D)
Ans : (D)
9. I have not come across very (A) few (B) people who © think of thing
beyond (D) their daily work.
Ans : (B)
10. He managed to board (A) the running train (B) but all his luggages
© was (D) left on the station.
Ans : ©
Directions—(Q. 11–15) Select the pair of words which are related in the
same way as the capitalised words are related to each other.
11. SCALES : JUSTICE : :
(A) Weights : Measures
(B) Laws : Courts
© Torch : Liberty
(D) Launch : Peace
Ans : ©
12. HOBBLE : WALK : :
(A) Gallop : Run
(B) Stammer : Speak
© Stumble : Fall
(D) Sniff : Smell
Ans : (B)
13. FRAYED : FABRIC : :
(A) Watered : Lawn
(B) Renovated : Building
© Thawed : Ice
(D) Worn : Nerves
Ans : (D)
14. YOLK : EGG : :
(A) Rind : Melon
(B) Nucleus : Cell
© Stalk : Corn
(D) Web : Spider
Ans : (B)
15. BAMBOO : SHOOT : :
(A) Bean : Sprout
(B) Pepper : Corn
© Oak : Tree
(D) Holly : Sprig
Ans : (A)
Directions—(Q. 16–20) For each of the following capitalized words, four
words or phrases are given of which only one is synonymous with the
given word. Select the synonym.
16. DEFER
(A) Respect
(B) Dislike
© Postpone
(D) Disrespect
Ans : ©
17. DUBIOUS
(A) Clear
(B) Undoubtedly
© Hesitant
(D) Doubtful
Ans : (D)
18. COARSE
(A) Impolite
(B) Rough
© Polished
(D) Improper
Ans : (B)
19. PROXIMITY
(A) Nearness
(B) Aloofness
© Completely
(D) Nearly
Ans : (A)
20. ABSTAIN
(A) Stay
(B) Tempt
© Refrain
(D) Pardon
Ans : ©
Directions—(Q. 21–25) Fill in blanks by selecting appropriate alternative.
21. I met him only a week ……….
(A) back
(B) past
© ago
(D) previous
Ans : ©
22. Lovey asked me ……….
(A) why are you angry ?
(B) why I am angry ?
© why I was angry ?
(D) why was I angry ?
Ans : ©
23. Even after repeated warnings, he ……… to office on time.
(A) never come
(B) never comes
© is never coming
(D) have never come
Ans : (B)
24. He told his wife that ……… from Germany.
(A) he will like to visit France
(B) he was liking to visit France
© he would like to visit France
(D) he is liking to visit France
Ans : ©
25. Some people can ……… even with murder.
(A) get on
(B) get out
© get off
(D) get away
Ans : (D)
Directions—(Q. 26–30) Choose the correct antonym from the choises for
each of the following capitalised words—
26. INDIFFERENT
(A) Curious
(B) Varied
© Alike
(D) Uniform
Ans : (A)
27. DISCREET
(A) Wise
(B) Diplomatic
© Prudent
(D) Careless
Ans : (D)
28. OBSOLETE
(A) Free
(B) Ancient
© Current
(D) Cultured
Ans : ©
29. RATIONAL
(A) Sound
(B) Insane
© Judicious
(D) Sensible
Ans : (B)
30. SCEPTICAL
(A) Doubtful
(B) Convinced
© Questioning
(D) Cinic
Ans : (B)

LIC ADO Apprentces Development Officer solved paper

REASONING

16 Aug 2012
Reasoning Ability
Directions—(Q. 1–5) The President of a club is appointing nine officials
A, B, C, D, E, F, G, H and I to serve on three committees to study three
different aspects of activities of the club. There will be a Games
Committee, a Food Service Committee and an Entertainment Committee.
The appointments must respect the following—
>> Each committee must have exactly three members.
>> No person can serve on more than one committee.
>> H must serve on the Entertainment Committee.
>> C and D must serve on the same committee.
>> A and B cannot serve on the same committee.
>> E cannot serve on the same committee as I.
>> F must serve on the same committee as B or H or both B and H.
1. If B and G serve on the Games Committee, which of the following
must serve on the Food Service Committee ?
(A) A
(B) D
(C) E
(D) F
Ans : (B)
2. Which of the following groups could constitute the Games
Committee ?
(A) A, B, E
(B) A, D, G
© C, H, E
(D) F, I, B
Ans : (D)
3. If A is assigned to the Food Service Committee and C is appointed to
Entertainment Committee, then which of the following must be true ?
1. G is appointed to the Food Service Committee.
2. E is appointed to the Games Committee.
3. I is appointed to the Entertainment Committee.
(A) I only
(B) III only
© I and III only
(D) II and III only
Ans : (A)
4. If F serves on the Food Service Committee and C serves on the same
committee as H, then which of the following must serve on the Games
Committee ?
1. A 2. G 3. I
(A) I only
(B) III only
© I and II only
(D) II and III only
Ans : ©
5. If I is on the Entertainment Committee and B is on the Food Service
Committee, then which of the following must be true ?
(A) F is on the Entertainment Committee
(B) C is on the Games Committee
© G is on the Food Service Committee
(D) F is on the Games Committee
Ans : (A)
Directions—(Q. 6–10) Letters of certain words have been rearranged and
the jumbled spellings have been given below. Out of the choices given
below each question, choose the last letter of the correct word—
6. AYDOT
(A) A
(B) D
© T
(D) Y
Ans : (D)
7. ILCEOP
(A) C
(B) E
© L
(D) O
Ans : (B)
8. CAPCET
(A) A
(B) C
© P
(D) T
Ans : (D)
9. VISERL
(A) E
(B) L
© R
(D) S
Ans : ©
10. ERVSECI
(A) E
(B) I
© R
(D) S
Ans : (A)
Directions—(Q. 11–15) Find out the correct answer out of the four
alternatives given below each question and then mark it in your answer
sheet.
11. Ice : Coolness : : Earth : ?
(A) Forest
(B) Weight
© Gravitation
(D) Ocean
Ans : ©
12. Coconut : Shell : : Letter : ?
(A) Mail
(B) Letter-box
© Stamp
(D) Envelope
Ans : (D)
13. Income is related to profit in the same way as expenditure is related
to—
(A) Loss
(B) Surplus
© Balance
(D) Sale
Ans : (A)
14. Much is related to many in the same way as measure is related to—
(A) Calculate
(B) Count
© Weigh
(D) Measurement
Ans : (B)
15. Clue is related to Mystery in the same way as warning is related to—
(A) Precaution
(B) Disaster
© Risk
(D) Danger
Ans : (D)
16. Find the oddman out—
(A) MOndAy
(B) tUESdAy
© WEdNESdAy
(D) thUrSdAy
Ans : (B)
17. Three of the following four are alike in a certain way and hence form
a group. Which is the one that does not belong to the group ?
(A) CUSTOMER : SGPSYYBK
(B) INTEREST : UUHVJYUQ
© OVERSEAS : TCHWWKCW
(D) BANKING : HPLOSGI
Ans : (B)
18. Three of the following four have similar relationship and hence form
a group. Which one does not belong to the group ?
(A) PROFIT : RPQCKR
(B) OTHERS : QRJCTQ
© LEGUME : NCISOC
(D) CANKER : EYPIGP
Ans : (A)
19. Three of the four groups of letters given below are alike in a certain
way while one is different. Choose the odd one—
(A) GWOURV
(B) LZKMSU
© JOEHNP
(D) SFXPMG
Ans : (D)
20. Three of the four groups of letters given below are alike in a certain
way while one is different. Choose the odd one—
(A) IW
(B) MS
© FT
(D) JU
Ans : (D)
Directions—(Q. 21–25) Find out the missing term in the following
letternumber series—
21. H 4 W, I 18 V, K 48 T, N 100 Q, ?, W 294 H
(A) P 1485 S
(B) R 180 M
© S 198 I
(D) T 206 K
Ans : (B)
22. 1 ED, 2 FD, 3 KH, ?, 15 KG, 48 KF
(A) 12 PX
(B) 6 RI
© 9 LV
(D) 8 TQ
Ans : (B)
23. M 4, T 7, P 7, Q 10, S 10, N 13, ?, K 16
(A) V 4
(B) K 7
© T 13
(D) G 15
Ans : ©
24. R 5 P, T 6 M, V 9 J, X 15 G, ?
(A) A 12 L
(B) I 18 X
© Z 25 D
(D) U 20 Q
Ans : ©
25. DGK 0, GKP 3, ?, PVC 15
(A) GKV 5
(B) KPV 8
© PVZ 9
(D) KPU 11
Ans : (B)
26. If the first 6 letters of the English Alphabet series are written in
reversed order, then the next 6 letters are written in reversed order and
so on, and at the end Y is interchanged by Z, then which letter is fourth
letter to the right of 13th letter from the left ?
(A) M
(B) N
© Q
(D) P
Ans : (B)
27. If the English Alphabet series is written in the reverse order and every
alternate letter starting from Y is dropped, which letter will be exactly in
the middle of the remaining letters of the Alphabet series ?
(A) L
(B) O
© M
(D) N
Ans : (D)
28. If the letters in each of the following five groups of letters are first
rearranged in the alphabetical order and then the groups of letters so
formed are rearranged as in a dictionary, which letter group would have
its group of letters in the MIDDLE among the five letter-groups ?
MEET, DEAF, ROAD, CODE, LACK
(A) LACK
(B) MEET
© ROAD
(D) DEAF
Ans : ©
29. The letters skipped in between the adjacent letters in the series are
followed by equal space. Which of the following series observes this
rule ?
(A) HKNGSW
(B) EIMQVZ
© SUXADF
(D) RVZDHL
Ans : (D)
30. Select the series in which the letters skipped in between adjacent
letters do not decrease in order—
(A) MGVFK
(B) PJXHM
© EQZFI
(D) GWIQU
Ans : (B)
Directions—(Q. 31–35) These questions are based on code language
which utilizes letters in the English Alphabet. In each question, there is a
word written in capital letters, with one letter underlined. For each letter
in that word there is a code written in small letters. That code is denoted
by either (A), (B), ©, or (D), not in the same order. You have to find out
the exact code for the underlined letter in the word. The letter of the that
code is the answer. Please note that the same letter appearing in other
word(s) may be coded differently.
31. D U E L
(A) g
(B) i
© p
(D) j
Ans : ©
32. P I T Y
(A) g
(B) b
© r
(D) k
Ans : (B)
33. R I N G
(A) it
(B) rk
© mp
(D) ti
Ans : (A)
34. G O A L
(A) c
(B) q
© e
(D) j
Ans : ©
35. S L A P
(A) dx
(B) ms
© vp
(D) io
Ans : ©
Directions—(Q. 36–40) Study the following arrangements carefully and
answer the questions given below—
Series I. MNLqd fuw2UFOKP6hs (14) SHV 7gc8RIE(13)xtk
Series II. azj14GJBopir5v9TQY(10) emn(11) DACby(12)xWZ
36. How many capital letters are in Series I and in Series II each of
which is either followed by or preceded by the same positioned capital
letter of English alphabet from the other end ?
(A) 4, 3
(B) 6, 2
© 8, 1
(D) 10, 0
Ans : (A)
37. If the positions of the first twelve elements of Series I are reversed,
and similarly the positions of the last twelve elements of Series II are
reversed, then the third element to the right of the seventh element from
the left end of Series I will be ……, whereas the third element to the left of
the seventh element from the right end of Series II will be ……
(A) L, x
(B) j, x
© U, (11)
(D) x, L
Ans : (A)
38. Which of the following pairs of elements shows the elements of
Series I and Series II respectively, which are exactly in the middle of the
seventh element from the left end and the sixth element from the right
end in Series I and II ?
(A) hy
(B) Hy
© sQ
(D) Sq
Ans : ©
39. Three of the following four are alike in a certain way based on their
position in the above series. Which is the one that does not belong to
that group ?
(A) azj
(B) emb
© qdf
(D) xtk
Ans : (B)
40. How many such vowels are there in the above arrangements, each of
which is immediately preceded by a digit and immediately followed by a
consonant ?
(A) 1
(B) 2
© 3
(D) 4
Ans : (B)
Directions—(Q. 41– 44) In the following coded arithmetic equations
certain symbols are used with the following meaning—
I. P @ Q means add P to Q;
II. P & Q means subtract Q from P;
III. P # Q means multiply P with Q; and
IV. P $ Q means divide P by Q.
Now study the given information and answer the question following it—
Three persons A, B and C complete a work in 20 days. B and C together
are 4/3 times as efficient as A and B together. On the other hand A and
C together are 5/4 times as efficient as B and C together.
41. Which of the following equations represents the number of days in
which A alone can finish the same work ?
(A) 24 # 20 $ (24 & 20)
(B) 30 # 20 & (30 @ 20)
© 30 # 20 $ (30 & 20)
(D) 40 # 20 $ (40 & 20)
Ans : ©
42. Which of the following equations represents the number of days in
which B and C together can finish the same work ?
(A) 24 # (3 @ 3) $ 4
(B) 20 # (12 & 6) $ 3
© 20 # (12 & 6) $ 5
(D) 30 # 20 $ (40 & 20)
Ans : (D)
43. Which of the following equations represents the number of days in
which A and B working together can finish the same work ?
(A) 20 # (3 @ 3) $ 4
(B) 40 # 20 $ (40 & 20)
© 20 # (12 & 6) $ 5
(D) 20 # (12 & 6) $ 3
Ans : (B)
44. Which of the following equations represents the number of days in
which A and C working together can finish the same work ?
(A) 40 # 20 $ (40 & 20)
(B) 20 # (12 & 6) $ 5
© 20 # (3 @ 3) $ 4
(D) 20 # (12 & 6) $ 3
Ans : (B)
45. A travel towards East. B travels towards North. C and D travel in
opposite directions. D travels towards right of A. Which of the following
is definitely true ?
(A) B and C travel in opposite directions
(B) C travels towards West
© D travels towards North
(D) B and C travel in the same direction
Ans : (D)
46. A cow runs 20 metres towards East and turns to right, runs 10
metres and turns to right, runs 9 metres and again turns to left, runs 5
metres and then turns to left, runs 12 metres and finally turns to left and
runs 6 metres. Now which direction is the cow facing ?
(A) North
(B) East
© South
(D) West
Ans : (A)
47. A boy started walking positioning his back towards the sun. After
sometimes, he turned left, then turned right and then towards the left
again. In which direction is he going now ?
(A) East or West
(B) North or West
© South or West
(D) North or South
Ans : (D)
48. If Thursday was the day after the day before yesterday five days ago,
what is the least number of days ago when Sunday was three days
before the day after tomorrow ?
(A) 1
(B) 2
© 3
(D) 4
Ans : (D)
49. In a row of boys facing North, a boy is thirteen from the left. When
shifted to his right by three places, he becomes seventeenth from right
end of the row. How many boys are there in the row ?
(A) 32
(B) 31
© 33
(D) 30
Ans : (A)
50. 136 vehicles are parked in a parking lot in a single row. After the
first car there is one scooter. After the second car, there are two
scooters. After the third car, there are three scooters and so on. Work
out the number of scooters in the second half of the row—
(A) 61
(B) 62
© 63
(D) 64
Ans : ©
51. Three of the following four are alike in a certain way and hence form
a group. Which one of the following does not belong to that group ?
(A) 7
(B) 9
© 17
(D) 33
Ans : (B)
52. Choose the odd numeral pair in the following—
(A) 140 – 45
(B) 120 – 35
© 110 – 35
(D) 80 – 25
Ans : (B)
53. Choose that set of numbers from the four alternative sets, that is
similar to the given set—
Given set — (246, 257, 358)
(A) (145, 235, 325)
(B) (143, 253, 246)
© (273, 365, 367)
(D) (233, 343, 345)
Ans : (A)
54. Choose the one which is different from the rest—
(A) 248
(B) 326
© 392
(D) 414
Ans : ©
55. Three of the following four are alike in a certain way and so form a
group. Which is the one that does not belong to that group ?
(A) 156
(B) 152
© 72
(D) 42
Ans : (B)
Directions—(Q. 56–60) In each question below, is given a statement
followed by two assumptions numbered I and II. An assumption is
something supposed or taken for granted. You have to consider the
statement and the following assumptions and decide which of the
assumptions is implicit in the statement. Give answer—
(A) If only assumption I is implicit;
(B) If only assumption II is implicit;
© If neither I nor II is implicit; and
(D) If both I and II are implicit.
56. Statement—To achieve economic development, people should work
hard.
Assumptions :
I. Achieving economic development is desirable.
II. Working hard is not impossible.
Ans : (D)
57. Statement—He is too industrious to be poor.
Assumptions :I. Very industrious people also can be poor.
II. Very lazy people also can be rich.
Ans : ©
58. Statement—Visitors may use lift at their own risk.
Assumptions :I. Using lift is not always safe.
II. Visitors do not want to use lift.
Ans : (A)
59. Statement—This book is so designed that even a layman can easily
learn science in the absence of a teacher.
Assumptions :I. Learning science by everybody is desirable.
II. A layman generally finds it difficult to learn science on his own.
Ans : (B)
60. Statement—Although the rates of this hotel are comparable with
other hotels, the amenities provided here are far superior.
Assumptions :I. Rates are independent of amenities provided.
II. Rates are dependent on amenities provided.
Ans : ©

Answer sheet of Tanvi Sundriyal rank 6 upsc 2011 mains general study

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Best and latest questions of general awareness asked in banks must read

Banking related general awareness
General Awareness Test-
latest banking quiz on general awareness asked in various banks
also important for economic portion of civil services and state services examinations

(With special reference to banking industry)

1.A money deposited in a bank that cannot be withdrawn for a preset fixed
period of time is known as……….
a)Term Deposit b)Checking Account c)Savings Bank Deposit
d)No Frills Account
e)Current Deposit
2.A worldwide financial messaging network which exchanges messages
between banks and financial institutions is known as……….
a)CHAPS b)SWIFT c)NEFT d)SFMS e)CHIPS
3.Which of the following ministries alongwith the Planning Commission of
India, has decided to set up a Corpus Fund of Rs.500 crore, so that tribals
in Naxal-hit-areas can be provided proper means of livelihood?
a)Ministry of Rural Development b)Ministry of Home Affairs
c)Ministry of Tribal
Affairs d)Ministry of Corporate Affairs e)Ministry of Finance
4.Which of the following was the issue over which India decided to vote
against Sri Lanka in the meeting of one of the UN-governed bodies/
agencies?
a)Violations of human rights in Sri Lanka b)Allowing China to
establish a military base
in the Indian Ocean c)Issue of subsidy on agricultural products in
the meeting of the
WTO d)Allowing part of Sri Lanka to become an independent
country governed by
LTTE e)Sri Lanka’s claim to become a permanent member of UN
Security Council
5.The term ‘Smart Money’ refers to……………
a)Foreign Currency b)Internet Banking c)US Dollars d)Travellers
Cheque e)Credit cards
6.Which of the following is not a ‘Money Market’ instrument?
a)Treasury Bills b)Commercial Paper c)Certificate of Deposits
d)Equity shares e)None of
these
7.Which of the following is a retail banking product?
a)Home Loans b)Working capital finance c)Corporate term loans
d)Infrastructure financing e)Export Credit
8.Which of the following statements is TRUE about the political situation in
Mali, where a military coup burst out recently?
a)General elections were due there in March/April 2012 but did not
take place
b)The country has been under the control of the US army for the
last 18 months
c)The army of the country was not happy as Amadou Toure was
made President without
elections for the next five years
d)A coup broke out in Mali when Amadou Toure,the military chief,
got seriously injured
bomb blast
e)NATO and its associates had planned a coup there.
9.In the summit of which of the following organizations/group of nations it
was decided that all members should enforce Budget Discipline?
a)G-8 b)OPEC c)European Union d)SAARC e)G-20
10.As per the newspaper reports,India is planning to use “SEU” as fuel in its
700MW nuclear reactors being developed in new plants. What is the full
form of SEU as used here?
a)Safe Electrical Units b)Small Electrical Units c)Slightly Enriched
Uranium
d)Sufficiently Enriched Units e)Safely Enriched Uranium
11.Technological advancement in recent times has given a new dimension
to banks,mainly to which of the following aspects?
a)New Age Financial Derivatives b)Servive Delivery Mechanism
c)Any Banking
d)Any Type Banking e)Multilevel Marketing
12.When there is a difference between all receipts and expenditure of the
Govt. of India, both capital and revenue, it is called………….
a)Revenue Deficit b)Budgetary Deficit c)Zero Budgeting d)Trade
Gap e)Balance of
payments problem
13.Which of the following is NOT a function of Reserve Bank of India?
a)Fiscal Policy Functions b)Exchange Control Functions
c)Issuance,Exchange and Destruction of currency notes d)Monetary
Authority Functions e)Supervisory and Control Functions
14.Which of the following is NOT required for opening a bank account?
a)Identity Proof b)Address Proof c)Recent Photographs
d)Domicile Certificate
e)None of these
15.The Golden Jubilee of Afro-Asian Rural Development Organisation was
organized in which of the following places in March 2012?
a)Dhaka b)Tokyo c)Cairo d)Kuala Lampur e)New Delhi
16.What is the maximum deposit amount insured by DICGC ?
a)Rs.2,00,000 per depositor per bank
b)Rs.2,00,000 per depositor across all banks
c)Rs.1,00,000 per depositor per bank
d)Rs. 1,00,000 per depositor across all banks e)None of these
17.The present Foreign Trade policy of India will continue till…………….
a)December 2012 b)March 2013 c)March 2014 d)June 2013
e)December 2014
18.With reference to a cheque,which of the following is the ‘drawee bank’ ?
a)The bank that collects the cheque b)The Payee’s Bank c)The
endorsee’s bank
d)The endorser’s bank e)None of these
19.In which of the following fund transfer mechanisms,can funds be moved
from one bank to another and where the transaction is settled instantly
without being bunched with any other transaction?
a)RTGS b)NEFT c)TT d)EFT e)MT
20.What was the reason owing to which Enrica Lexie,an Italian Ship,was
detained by the Port Authorities in Kerala and was brought to Cochin port
for inspection and search?
a)It was carrying objectionable material b)It was involved in sea
piracy
c)It was detained as the crew killed two Indian fishermen d)The
ship started sailing
without making payments of iron ore it loaded e)It was detained as
it was dumping
nuclear waste in deep sea
21.Which of the following agencies/organizations recently gave a ‘go-
ahead’ verdict to India’s one of the most controversial project of interlinking
rivers? (Some of the rivers are international)
a)UN Food and Agricultural Organisations b)World Meteorological
Organisation
c)International Court of Justice d)Central Water Commission
e)Supreme Court of India
22.Who among the following was the Captain of the Australian Team which
played four Test Matches against India in January 2012 and won all of
them?
a)Ricky Ponting b)Michael Clarke c)Nathan Lyon d)Stuart Clark
e)Andrew Symonds
23.The committee on review of National Small Savings Fund (NSSF) was
headed by………..
a)Dr C Rangarajan b)UK Sinha c)Dr YV Reddy d)Shyamala
Gopinath
e)Dr Usha Thorat
24.Banking Ombudsman Scheme is applicable to the business of
……………………
a)All scheduled commercial banks excluding RRBs
b)All scheduled commercial banks including RRBs
c)Only public sector banks d)All banking companies e)All
scheduled banks except
private banks
25.The 5 th Asian Indoor Athletics Championship was organized in February
2012 in …………..
a)Bangladesh b)India c)Qatar d)China e)South Korea
26.Nationalisation of banks aimed at all of the following
except……………………….
a)Provision of adequate credit for agriculture, SME & except
b)Removal of control by a few capitalists c)Provision of credit to
big industries only
d)Access of banking to masses e)Encouragement of a new class of
entrepreneurs
27.Who among the following was the Chief Guest at the three-day Pravasi
Bharatiya Divas function held in January 2012?
a)Kamla Prasad Bissessar b)Ram Baran Yadav c)Lakshmi Mittal
d)Salman Rushdie
e)Benjamin Netanyahu
28.Which of the following banks is headed by a woman CEO ?
a)Bank of Baroda b)HDFC Bank c)Central Bank of India d)Punjab
National Bank
e)ICICI Bank
29.As per revised RBI guidelines, Provision on secured portion of loan
accounts classified as Doubtful Assets for more than one year and upto 3
(three) years is to be made at the rate of…
a)15% b)20% c)40% d)25% e)30%
30.As per the provision in the Food Security Bill 2011, how much food grain
should be given per month to each person of the target group?
a)5kg b)7kg c)9kg d)10kg e)20kg
31.Which of the following acts is in vogue in India is against the thinking of
raising school fee as per demand of the market forces?
a)Prevention of Corruption Act b)Child Labour(Prohibition &
Regulation) Act
c)Sharda Act d)Right to Education Act e)MG National Rural
Employment Guarantee
Act
32.Which of the following states has launched ‘Panch Parmeshwar
Yojna’,under which panchayats are allowed to use the fund for developing
infrastructure and basic amenities in villages?
a)Uttar Pradesh b)Maharashtra c)Gujrat d)Madhya Pradesh
e)Tamil Nadu
33.Base Rate is the rate below which no Bank can allow their lending to
anyone. Who sets up this ‘Base Rate’ for Banks?
a)Individual Banks’Board b)Ministry of Commerce c)Ministry of
Finance d)RBI
e)Interest Rate Commission of India
34.National Table Tennis Championship was organized in January 2012 in
………….
a)Mumbai b)Delhi c)Hyderabad d)Lucknow e)Jaipur
35.Who among the following is the author of the book “NIRBASAN” ?
a)Mahasweta Devi b)Taslima Nasreen c)Sunil Gangopadhyay
d)Vikram Seth
e)Kiran Desai
36.What is a ‘Debit Card’ ?
a)It is a card issued by a Rating Agency b)It is a card which can
be used for withdrawing
cash or making payment even in the absence of any balance in the
account
c)It is a card which can be used for withdrawing cash or making
payment if there is
balance in the account d)It is a card which carries prepaid balance
e)It is a card used for
making STD calls
37.Who among the following Indian Lawn Tennis Players won a Doubles of
Australian Open 2012?
a)Mahesh Bhupathi b)Kamlesh Mehta c)Leander Paes d)Sania
Mirza e)Achanta Sarath
Kamal
38. ‘Akula-11’ Class ‘K-152 Nerpa’ was inducted in Indian Navy recently.
These are…….
a)Aircraft b)Radar Systems c)Submarine Missiles d)Warships
e)Submarines
39.Which of the following awards was conferred upon late Mario De
Miranda (posthumously) in January 2012 ?
a)Padma Vibhushan b)Bharat Ratna c)Kalidas Samman
d)Saraswati Samman
e)Padmashri
40.Bad advances of a Bank are called………………….
a)Bad debt b)Book debt c)Non-performing Asset d)Out-of-order
accounts
e)Overdrawn accounts
41.Axis Bank is a…………………………….
a)Public Sector Bank b)Private Sector Bank c)Co-operative Bank
d)Foreign Bank
e)Gramin Bank
42.By increasing Repo Rate, the economy may observe the following effect
(s) ……….
a)Rate of interest on loans and advances will be costlier
b)Industrial output would be affected to an extent
c)Banks will increase rate of interest on deposits
d)Industry houses may borrow money from foreign countries.
e)All of these
43.Increased Interest Rates, as is existing in the economy at present,
will………………….
a)Lead to higher GDP growth b)Lead to lower GDP growth c)Mean
higher cost of raw
materials d)Mean lower cost of raw materials e)Mean higher
wage bill
44.Which of the following schemes has been launched to provide pension to
people in organizeded sectors in India?
a)Swabhiman b)Jeevan Dhara c)Jeevan Kalyan d)ASHA
e)Swavalamban
45.The 10 th Basic Ministerial Meeting on Climate Change was organized in
February 2012 in…..
a)Tokyo b)Beijing c)Manila d)Moscow e)New Delhi
46.Finance Ministry has asked the Reserve Bank of India to allow common
ATMs that will be owned and managed by non-banking entities, hoping to
cut transaction costs for banks. Such ATMs are known as…………….
a)Black Label ATMs b)Offsite ATMs c)On-site ATMs or Red
ATMs d)Third Party
ATMs e)White Label ATMs
47.Which of the following schemes of the Govt. of India has provided
electricity to 99,000 villages and total 1.7crore households uptil now?
a)Kutir Jyoti b)Rajiv Gandhi Grameen Vidyutikaran Yojana
c)Bharat Nirman
d)PURA e)SEWA
48.Ranbir Kapoor was awarded Best Actor Award in 57 th Filmfare Award
Function for his performance in ……………
a)No One Killed Jessica b)Stanley ka Dabba c)7 Khoon Maaf
d)Rockstar
e)Zindagi Na Milegi Dobara
49.An ECS transaction gets bounced and you are unable to recover your
money from your customer. Under which Act can criminal action be
inititated?
a)Indian Penal Code b)Negotiable Instruments Act c)Criminal
Procedure Code
d)Payment & Settlements Act e)Indian Contract Act
50.Rajendra had filed a complaint with Banking Ombudsman but is not
satisfied with the decision. What is the next option before him for getting his
matter resolved?
a)Write to the CMD of the bank b)File an appeal before the Finance
Minister
c)File an appeal before the Banking Ombudsman again d)File an
appeal before the Dy.
Governor of RBI e)Simply close the matter as going to court
involves time and money.
**************************************************************
ANSWERS
1.A 2.B 3.A 4.A 5.E 6.D 7.A 8.D 9.C
10.C
11.C 12.B 13.A 14.D 15.E 16.D 17.E 18.A 19.A
20.C
21.E 22.B 23.D 24.B 25.C 26.C 27.A 28.E 29.A
30.B
31.D 32.D 33.A 34.D 35.B 36.C 37.C 38.E 39.A
40.C
41.B 42.E 43.C 44.E 45.E 46.E 47.A 48.D 49.B
50.D

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Social and Political Thought of Mahatma Gandhi

Social and Political Thought

of Mahatma Gandhi(leisure reading)

written by Bidyut Chakrabarty

Good book for essay in IAS mains  once  read will give you enough fodder for essay and gs

Gandhi is a hot favorite topic of upsc for several years and will continue to be because of re incarnation of Gandhian values in modern world scenariio inclusive growth, sustainable development, swaraj, ramraj, punchayati ranj etc etcccc.....see essay paper of mains 2013.

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India & The World Free Magazine November 2012 updates for ias

India & The World

current affair magazine nov-2012

https://rapidshare.com/files/2879642917/India-and-The-World-November-2012_www.upscportal.com.pdf

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